Implementation Details

How PesaPayer protects your data and transactions.

✔️ What We Implement

🔒 HTTPS & TLS

All communication encrypted. 256-bit encryption. No plaintext data over network.

🔑 Secure API Authentication

Bearer token auth. Separate test & production keys. Key rotation supported.

✍️ HMAC Request Signing

Webhooks cryptographically signed. Verify authenticity before processing.

📋 Audit Logs

Complete logging of all API calls and fund movements. Full audit trail.

🚫 No Fund Holding

Money goes directly to your bank account. No holding. Complete transparency.

📊 Reconciliation Ready

All transactions reconcilable with bank statements. Audit-ready exports.

🔐 Data Handling

Data Residency

All payment data stored in India. No cross-border transfer.

Minimal Storage

Only store data needed for transactions. Nothing more.

Bank Settlement

Data shared only with RBI-regulated banks for settlement.

No Third-Party Sales

We don't sell or share data. Period.